Whether you are a local business owner, a pensioner planning for retirement, or a resident seeking financial support, this page brings together resources to help you navigate money matters with confidence. Below you will find links to national services, local council support, and independent advice providers.
No information or suggestions received from the below or my team should be treated as formal legal or specialist advice.
Business Support
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- Information on rateable values, exemptions, and how to apply for reliefs: Ribble Valley Borough Council – Business Rates | South Ribble Borough Council – Business Rates | Preston City Council – Business Rates
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- Guidance on hardship relief, rural business support, and discretionary schemes: Discretionary Rate Relief Policy (PDF)
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- Check, or apply to change, your property’s rateable value: Find a Business Rates Valuation – GOV.UK
Local Business Growth & Advice
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- Lancashire’s business growth hub offering free advice, mentoring, and funding guidance: Boost | Lancashire’s Business Growth Fund
Pensions & Retirement
National Pensions Services
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- Understand your entitlement, forecast your pension, and learn how to claim: State Pension – GOV.UK
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- Income top-up for low-income pensioners, including savings credit and guarantee credit: Pension Credit – GOV.UK
Local Advice & Support
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- Free, confidential help with pension queries, benefits, and financial planning: Citizens Advice East Lancashire
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- Support with retirement planning, care options, and entitlements: Age UK Lancashire
Financial Assistance
Cost of Living & Household Support
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- The Household Support Fund (funded by the UK Government) has been provided to local authorities to support those who do not have enough resources to meet immediate short term living costs such as food, energy and essential items: Ribble Valley Borough Council – Household Support Fund | South Ribble Borough Council – Household Support Fund | Preston City Council – Household Support Fund
Housing & Council Tax Support
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- Government support for housing costs, income top-ups, and employment transitions: Universal Credit – GOV.UK
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- Find out what help is available for households and businesses in Lancashire: Lancashire County Council – Cost of Living Support
Financial Tools & Independent Advice
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- Government-backed guidance on budgeting, pensions, savings, and debt: MoneyHelper
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- Benefits calculator and grant search tool for individuals and families: Turn2Us
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- Free debt advice, budgeting help, and support with repayment plans: StepChange Debt Charity